man·i·fes·to | \ˌma-nə-ˈfes-(ˌ)tō\ : a written statement declaring publicly the intentions, motives, or views of its issuer


Manifesto fist

Why did I start this blog?

I believe I have something valuable to share. After reading Financial Samurai’s posts recommending readers to start their own websites, I realized by starting a blog sharing my journey to financial independence, I can help many people to embark on the same journey to pursue this dream. I am not going to make money and become rich through this blog, as it violates the immigration law for me to earn any income from any source besides my current employer as long as I reside in the US; and even if I can, it’s going to take some serious amount of time and effort to generate decent income. Despite that, I love helping cannot forgive myself not to help others when I have the knowledge to do so. A lot of recent graduates around my age do not save or budget, have no long term retirement plan, and live paycheck to paycheck. Many foreign students and professionals are oblivious of many investment options they have in this country and park most of their money in checking or savings accounts. I want to help change that by sharing my thoughts, my opinions, and my life so that more people, especially millennials, would take hold of their personal finances. Continue reading “Manifesto”

Welcome to Fortune Cookie Millennial!

The fortune I got in 2013, meant to be?

Welcome to my blog! This is Fortune Cookie Millennial, a 26-year-old* Chinese national who came to America at the age of 16, and now a working professional pursuing the American Dream, which to me is Financial Independence.

I started this blog to document my experience in the professional world as a foreign worker and my journey to achieve financial independence. I have many friends, American and Chinese alike, who seem to constantly struggle financially and have a hard time saving any money despite having decent paying jobs. In fact, I was one of them: coming from a Chinese family, who traditionally values education and paid for my schooling in America, money was never something I had to worry about. Not until I researched online what on earth 401k is after beginning work life, it led me to financial blogs one after another, and eventually I was converted to the Financial Independence movement. I wish that this blog can help my friends and whoever happens to stumble upon here succeed financially. Continue reading “Welcome to Fortune Cookie Millennial!”